5 Best Desktops for Financial Modeling 2020 – Buyer’s Guide

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The foremost crucial part of any business model is its financial modeling which particularly helps to forecast the planning and direction for taking a better decision. Check out 5 best desktops for financial modeling 2020 and buyer’s guide.

It is a very important tool for most of the companies to predict the performance of the company’s stock; how the company will get affected in the future.

The main motto of financial modeling is to create a summary of the company’s expenses and earnings in a single place. MS Excel is perhaps the most commonly used application for this purpose.

It is not that Excel is the only option in this field; there are Maplesoft and Quantrix also. But most of the experts in financial modeling prefer to use Excel as it is able to provide a better understanding of business than the rest.

Excel is more prominent, efficient and it has a great user-friendly interface, which is easily accessible to all. Most of the established companies in the world decide their future decisions on the basis of financial models.

So, financial models are the key decision-making tools to the companies as they depict the stand of the companies. Based on those facts, the decision-making board of any company or institution fixes its final decision.

In order to create financial models, the users need a good desktop. In this article, we will talk about the best desktops for financial modeling. Check out best desktop computers.

Best Financial Modeling Desktops Price

5 Best Desktops for Financial Modeling 2020:

1. Lenovo IdeaCentre 520 AIO

Lenovo IdeaCentre 520 AIO

This desktop of Lenovo provides a great performance. It has an easy up-gradation facility that helps the users to upgrade the product according to their needs.

This PC is packed with the latest 8th Generation Intel Core i5-8400T Processor, which has 6 Cores and 9 MB cache memory with Intel Turbo Boost Technology that delivers dynamic extra power when the user needs it.

This device comes with a 27-inch touch screen IPS WVA QHD (2560 x 1440) Display, with the optional 10-point multi-touch facility that provides a great graphical performance.

The 2560 x 1440 resolutions provide a great viewing experience of games and HD movies with impressive color and clarity with a wide viewing angle.

The borderless display has 16:9 aspect ratios. This device has great storage capacity and both SSD and HDD are present in it.

With the help of its 1 TB HDD and 256 GB SSD, the users can store huge amounts of data, and with the help of the SSD, they can transfer data very quickly.

This classified product has 16 GB ddr4 RAM which helps the device to process data very quickly and efficiently. Windows 10 home is the operating system on which this device runs.

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The processor which is used in it has a frequency of 3.30 GHz. The pop-up camera which is attached here is of 1080p.

It has two 3 watt speakers to produce great sound surroundings. Check out Lenovo Ideacentre 520 AIO Review.

Key Features

  • Storage: 1 TB HDD + 256 GB PCIE SSD
  • Ram: 16 GB DDR4
  • Processor: Intel Core i5-8400T
  • OS: Windows 10 Home
  • GPU: Intel UHD Graphics 630


  • The pop-up camera of the device can capture amazing photos and videos.
  • The hybrid storage helps the users a lot.
  • Intel Turbo Boost Technology.


  • The hardware up-gradation process of the PC is a complicated one.
  • The purchasing price of this PC is a little bit high.
  • The weight of this PC is a little bit heavy.

2. Dell Inspiron 3670 Desktop

Dell Inspiron 3670 Desktop

There is nothing special about the design of this device; it is most like other Dell PCs, but the performance of it is far better than the rest.

Several air passes are present on the back and the two side panels of it which are used to stay cool the device components.

The gorgeous black color of it is really attractive and it has several ports present at the front side of it.

The 9th Gen Intel Core i5 9400 processor which is used in it is very fast to process any operation.

The processor has 6-Core and 9 MB Cache memory with Intel Turbo Boost Technology.

This device of Dell has 16 GB high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once.

This device has 1TB Solid State Drive which allows fast boot-up and data transfer in it. 2 x USB 3.0, 4 x USB 2.0, 1 x HDMI, 1 x VGA, 3 x audio jack and several important ports are present in this device.

Intel UHD Graphics 630 is present in this device. This device is suitable with Windows 10 Home OS to maximize performance. Check out Dell Inspiron 3670 Desktop Review.

Key Features

  • Storage: 1 TB Flash Solid State Drive
  • RAM: 16 GB DDR4
  • Processor: Intel Core i5 9400
  • OS: Windows 10 Home
  • GPU: Intel UHD Graphics 630


  • Optical drive is present in this device.
  • This device comes with a great capacity of solid-state drive.
  • This device can play video at HD to ultra HD resolutions.


  • The specifications of the PC are not upgradable.
  • There is no slot present in it, to attach an external graphic card.
  • This device is commonly available in one color.

3. HP 24-xa0053w AIO

HP 24-xa0053w AIO

The space-saving design of this HP device is extremely attractive and its entire design is very eye-catchy.

With an Intel processor and advanced quality of UHD graphics, this device has acquired the power to get operations to be done very quickly.

Cinematic sound which is produced by the B&O PLAY audio decoder helps the users to enjoy an excellent sound experience.

One can enjoy every video and photo with the complete Full HD narrow bezel touch screen display of this device.

The processor of Intel with core i5 configuration makes every pixel of this screen more crystal and vibrant.

The powerful i5 processor helps in performing HD gaming and editing video at high resolution.

Its 23.8 inches widescreen plays full high-definition video at 1920 x 1080 resolutions with WLED-backlit touch.

The webcam which is used in it is of excellent quality and it comes with a pop up feature which reinforces its attractiveness to the next level.

Users get upset when it comes to the point of RAM capacity because it has only 4 GB memory which is very low for performing high end or medium gaming.

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The storage which is used in it is of 1 TB. It is a decent choice for financial modeling.

Key Features

  • Storage: 1 TB Hard Disk Drive
  • Ram: 12 GB DDR4
  • Processor: Intel Core i5-8400T
  • OS: Windows 10 Home
  • GPU: Intel UHD Graphics 630


  • This PC is easily portable.
  • Several wireless types are supported in it such as 802.11a, 802.11b, and 802.11g.
  • This device features a touch screen.


  • Only single bit operating system is supported in it.
  • Intel Turbo Boosting feature is missing in this device.
  • There is no Solid State drive present in it.

4. Dell OptiPlex 7070 Ultra Small

Dell OptiPlex 7070 Ultra

This Dell OptiPlex is designed with an attractive shape which is not similar to the rest.

The entire specifications of this device ensure its great performance.

This space-saving product can be used for different purposes mostly for video editing, financial modeling, designing and playing high graphics games.

The 8th Generation Intel Core i7-8565U Quad-Core processor makes everything faster and the users don’t face lagging issues in it.

This device of Dell comes with Turbo Boost facility which helps to enhance the operating frequency of the device which helps the users to tackle several critical conditions smoothly.

It has 8 MB cache memory and its clocking frequency is 1.80 GHz which can be boosted up to 4.60 GHz.

The storage capacity of this PC is only 512 GB. Although it is an SSD drive but the users who need to store a huge amount of data, they can face issues with it.

The 12 GB DDR4 RAM of 2666 MHz is used in this device; which helps to boot up and open applications faster.

Intel UHD Graphics 620 is used in this device. This graphics is the best choice to run any 27-inch to 38-inch monitors.

This device is fully modular zero-footprint desktop solution. It has swappable elements and an ultra-compact PC module that can be hidden in a stand for a beautiful and sleek desktop experience.

Wi-Fi Wireless LAN and Ethernet connection both are present in this device with updated Bluetooth connectivity.

This device also has several updated USB ports such as USB 3.0, USB 3.1 etc. But the USB 2.0 port is missing in this device.

Weight of this PC is also less than any other normal cabinet system. Check out Dell OptiPlex 7070 Review.

Key Features

  • Storage: 512 GB M.2 Solid State Drive
  • RAM: 12 GB DDR4
  • Processor: Intel Core i7-8565U
  • OS: Windows 10 Professional
  • GPU: Intel UHD Graphics 620


  • Users can experience great data speed with its Solid State Drive.
  • Turbo Boost Up facility is available in it, by using which this device can extend its frequency.
  • Wireless keyboard and mouse both are attached with this product.


  • This product is not compatible with backdated Operating systems.
  • This product does not come with any monitor.
  • No optical drive is attached to this device.

5. HP Pavilion 510 Desktop

HP Pavilion 510

HP Pavilion 510 PC has the ability to run any high graphical games without lagging.

Office and home users both can use this device and it is also helpful for small or medium business places.

The classy design of the PC can attract any user. The device provides flawless performance as it comes with the latest 6th Generation Intel Core i7-6700T Processor which has 6 cores and has a good amount of cache memory which can boost up its performance when required.

The clock frequency of its processor is 2.28 GHz which is much adequate to run Windows 10 Home operating system.

Intel’s integrated graphics which can process at high resolution frame rate and can provide crystal quality display is used in this PC.

Storage which is present in it is good but some kind of user who needs great data transferring speed cannot get satisfied with it because it has no SSD drive.

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The device has 1TB HDD of 7200 RPM. It comes with 12 GB DDR4 RAM of 2133 MHz frequency.

Several types of ports such as USB 2.0, USB 3.0 are available in this device and the Bluetooth of version 4.0 is also present in it.

Not only Gigabit Ethernet is present in this device, but this device also has a wireless connection of 802.11a/b/g/n/ac.

This device comes with 12 GB DDR4 RAM and Intel HD Graphics 530 is also present in this device.

Key Features

  • Storage: 1 TB Hard Disk Drive
  • RAM: 12 GB DDR4
  • Processor: Intel Core i7-6700T
  • OS: Windows 10 Home
  • GPU: Intel HD Graphics 530


  • The users can attach multiple monitors with this device.
  • This product has inbuilt wireless connectivity.
  • This system has energy-saving technology.


  • Only single bit operating system is supported in it.
  • The quality of the graphics card could have been better.
  • The graphical ability of the PC can’t be enhanced, as it has no external GPU attachment slot.

How to Choose Best Desktop for Financial Modeling ?

As we said earlier that financial modeling is the backbone of any company’s plan of the future.

It neither needs a great processor with great processing speed, nor it requires a great GPU.

The user only needs to open and maintain multiple MS office documents at a time, specifically ‘.XLSX’ files.

For which the users need to maintain a standard configuration to maintain a satisfactory workflow.

For choosing a perfect desktop for financial modeling, the users need to focus on something different specifications, such as a separate Number-Lock pad, which can fasten data inputting speed.


As mentioned earlier for financial modeling the user doesn’t need to go with the great processor with great clock speed. Rather he needs a processor which can process data first.

The only thing that the user has to concern before choosing his processor is that he has to maintain a satisfactory speed while performing financial modeling.

Intel i3 processor is the minimum criteria for financial modeling. But the users can go with i5 or i7 according to their budget and choice.


We all know that RAM is the key element that is directly related to the processing speed of the system.

So, the user has to choose the RAM very wisely and smartly.

Minimum 4 GB RAM is the basic criteria of a system which is going to be used for financial modeling but if the user can invest more in the RAM section and purchases minimum 8 GB or 16GB RAM; then it will be a beneficiary decision.


For performing financial modeling the user has to maintain several Excel files simultaneously.

So, it doesn’t require huge storage capacity; rather it requires fast data transferring speed.

So, the user has to choose an SSD drive rather than the traditional HDDs.

Minimum 500 GB SSD drive will be a wise choice for financial modeling.

Additional Features

External GPU is not mandatory or useful in such desktops which are going to be used for financial modeling.

Rather, the user must invest more in display, keyboard and mouse because he needs to put data on the Excel sheets on a regular basis.

In order to make the work more easy and comfortable, the user has to pay special attention to the input devices.

About Dominic Cooper

Dominic CooperDominic Cooper, a TTU graduate is a computer hardware expert. His only passion is to find out the nitty gritty of all computers. He loves to cook when he is not busy with writing, computer testing and research. He is not very fond of social media. Follow Him at Linkedin